Key Financial Results
The cost of funds, yield on assets, net financial margin and per employee business of the cooperative for the last eight financial years were as follows. The calculation is based on average business during the years.

Year	Gross yield on Assets	Gross cost of Funds	Gross financial margin	Cost of Management compared to working fund	Net financial margin	Staff Productivity (per employee business)
2000-01	14.85%	8.86%	5.99%	3.48%	2.51%	17.42
2001-02	14.18%	8.80%	5.38%	2.68%	2.70%	30.27
2002-03	14.16%	8.12%	6.04%	2.20%	3.84%	29.45
2003-04	13.28%	7.73%	5.55%	2.46%	3.09%	37.27
2004-05	12.15%	7.61%	4.54%	1.78%	2.76%	47.65
2005-06	11.24%	6.32%	4.92%	1.86%	3.06%	61.05
2006-07	10.27%	6.34%	3.93%	1.50%	2.43%	65.70
2007-08	10.84%	6.96%	3.88%	1.46%	2.42%	78.72
2008-09	11.10%	7.38%	3.72%	1.24%	2.48%	127.76
2009-10	11.62%	6.70%	4.92%	1.46%	3.46%	99.91
2010-11	10.86%	6.45%	4.41%	1.39%	3.02%	102.47

Creditco has achieved Actual Business Turnover of Rs.1742.03 lakh in the financial year 2010-11, through the Break – Even level of business was worked out at Rs. 590.40 lakh for making no profit & no loss business in the financial year 2010-11.Besides the percentage of the CRAR (Capital to Risk Weighted Assets Ratio) of Creditco stands at 31.87% in the year 2010-11 though the stipulated norm has been fixed at 9%.