|
 |
|
| Rate of Interest |
| |
| Effective From 01.08.2009 |
| Deposits (Category) |
Interest Rate(%) |
| Savings |
3.5% |
| Mahalaxmi Deposit (Daily Deposit) |
3.0% |
| Fixed Deposit / Term Deposit |
| 15 days to 29 days |
4.00 % |
| 30 days to 45 days |
4.50 % |
| 46 days to 90 days |
5.00 % |
| 91 days to 180 days |
6.00 % |
| 181 days and above and less than 1 year |
7.00% |
| 1 year |
8.00 % |
| 3 years & above |
7.00% |
| Reinvestment Plan Deposit |
| Netaji Vikash Patra ( Deposit doubled in 7 Years 9 Months). |
| Rate of Interest / Recurring Deposit |
| Minimum Deposit of Rs. 100/- per month. |
Period |
Maturity Value |
| 12 Months |
Rs. 1253 /- |
| 24 Months |
Rs. 2609 /- |
| 36 Months |
Rs. 4077 /- |
| Loans ( Category ) |
| Loan (Business & Transport) |
14% |
| Loan (Consumer) |
16% |
| Loan Against Fixed Deposit / Recurring Deposit |
1% above the interest on deposit Account |
| Loan Against NSC/KVP/LIC |
14% |
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